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Auto Insurance

Protecting Your Drive, Your Way

Affordable, Reliable Auto Insurance in Chelsea, MA

At McCarthy Insurance, we know your car is more than just a mode of transportation – it’s part of your daily life. That’s why we offer customized auto insurance solutions tailored to your needs and budget. Whether you’re in Chelsea, Revere, or any of the surrounding areas, we’re committed to helping you find the best auto insurance coverage, ensuring you’re protected on the road without breaking the bank.

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Auto Insurance

Discounts

McCarthy Insurance Agency offers many discounts to help you save money without compromising coverage you need. Some of the discounts and benefits we offer thru MAPFRE/Commerce for Auto Insurance are:

Shop Smart Discount

Save up to 15% on your Auto Policy when you switch to Commerce through Edward A. McCarthy Insurance. This discount continues to save you money for the next three years, contact us for details.

AAA Member Discount

Commerce is the only Massachusetts Auto Insurer offering an AAA Member Package Discount which saves you money on your insurance and offers additional benefits such as enhanced coverage when you rent a car and extra personal property coverage, contact us for details.

Multi-Car Discount

Save 8% when you insure more than one vehicle with us, discount applies to each vehicle on your policy.

Multi-Policy Discount

It pays to have all your policies with McCarthy Insurance Agency, save up to 15% on your Auto Insurance and 20% off your Property Insurance!

Anti-Theft Discount

We offer discounts when your car or home is equipped with an alarm.

Paid in Full Discount

Like to pay your premium all at once? We will give you 5% back if you do! We also offer a variety of convenient payment plans and offer financing if needed.

Good Student Discount

You can save 10% on your Auto Insurance through our Good Student Discount program if a Student driver in your household is earning a B average or better.

Student Away from Home

Save 10% if you have a driver in your household who attends college away from home.

Mature Driving Credit

You are eligible for a 15% discount if you are over age 65.

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Liability Coverage

If you’re at fault in an accident, liability coverage helps cover the costs of damages to other drivers and property. It’s required by law in Massachusetts and can help protect your financial future in case of an unexpected event.

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Comprehensive and Collision Coverage

Whether it’s a collision with another vehicle or damage caused by a natural disaster, comprehensive and collision coverage protects your vehicle against a range of incidents. Stay protected against theft, vandalism, or accidents, and drive with peace of mind knowing you’re covered.

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Uninsured / Underinsured Motorist Coverage

If you’re hit by a driver who doesn’t have insurance, or doesn’t have enough, uninsured/underinsured motorist coverage helps pay for your medical bills and vehicle repairs. Don’t let someone else’s lack of coverage leave you financially stranded.


Frequently Asked Questions
  • What factors affect my auto insurance rate?

    Your auto insurance rate can depend on several factors including your driving history, the type of car you drive, your location, and the level of coverage you choose. We’ll work with you to find the best rates while ensuring you’re properly covered.

  • Can I bundle my auto insurance with my home insurance?

    Yes! Home and auto bundles can save you money by combining policies. Ask us about our bundle options to see how much you can save on both home and auto insurance.

  • How do I get a free auto insurance quote?

    Getting a free quote is simple! Just contact us via phone, email, or stop by our Chelsea office. We’ll take a few details and provide you with a personalized auto insurance quote tailored to your needs.

Protect Your Ride

Reach out to us for a free auto insurance quote and see how much you can save!

Get a Quote on Auto Insurance

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